Latest News & Updates

UPI Charges May Drop to 0.08%: IIT Bombay Study

IIT Bombay researchers recommend cutting UPI MDR charges from 0.4% to 0.08%. See what the proposal means for merchants, customers and loan EMIs.

0.4% UPI Charges May Be Delayed to 2027: Who Will Pay?

UPI merchant charges of 0.4% may be postponed until January 2027. Check the reported proposal, who could pay and what remains unchanged.

RBI's New Account Aggregator Rules: Will Loans Get Easier?

RBI announces Account Aggregator interoperability in 2026. Learn what changes for bank data sharing, personal loan verification and borrowers.

RBI Repo Rate Hike October 2026: Will EMIs Rise?

RBI raised the repo rate by 25 bps to 5.50% on October 7, 2026. Understand what the hike could mean for personal loan rates, EMIs and borrowers.

NBFC Small Loans in India: 47% Share Under ₹2 Lakh

NBFC small loans in India now account for 47% of loan originations up to ₹2 lakh by volume. See the latest 2026 data and what it means for borrowers.

Credit Card Swapping Scam: ₹11 Lakh Lost in credit Card Scam

Ahmedabad trader alleges ₹10.52 lakh credit card fraud. Learn how the credit card swapping scam worked, warning signs and what to do after card fraud.