Pocketly is a Personal Loan Platform for Young Indian individuals, where you can apply for a Loan of up to ₹ 50,000. Pocketly is a Digital Lending platform owned by Speel Finance Company Pvt Ltd. The app facilitates lending of Personal Loans from Speel Finance to individuals. The documentation is minimal. The application process is completely online, and on approval, the cash is immediately transferred to the bank account of the user.

How can I contact Pocketly Support?

You can email us at care@support.pocketly.in, contact us via the Pocketly app, or for urgent matters, call our toll-free number 18008898941 or reach out via WhatsApp at 8904051555.

How long does it take to get a response from pocketly support

We typically respond within 24-48 working hours.

What are the customer support hours?

Our customer support is available Monday to Saturday from 9:00 AM to 10:00 PM IST. For urgent matters outside these hours, you can submit a request through the app.

Can a salaried person also apply for a loan in the Pocketly application?

Yes, any Indian individual above the age of 18 and is salaried can apply for a loan through the Pocketly application.

Does Pocketly have an NBFC Licence?

Pocketly is owned and managed by RBI registered NBFC called Speel Finance Company Private Limited.

What is the advantage of availing a personal loan through Pocketly over a personal loan directly from a bank?

Banks usually take 2-4 days for the approval process and require the borrower to submit a lot of documentation. Whereas, Pocketly provides instant loans with less documentation. Everything is done online, no physical visit is required and the loan amount is transferred directly to your bank account or UPI. Moreover, Pocketly is a trusted application which can be used to avail a loan at any time of the day because of its 24*7 online services.

What are the different types of loans you can apply for using the Pocketly application?

Pocketly has 3 types of loan services i.e, for Non-Salaried, Salaried, and for Self-employed applicants. Non-Salaried: this is for the people who are not salaried but have some sort of income, this is a starter loan, to help you start off in your credit journey. Salaried: This is for individuals who have a salary of more than 15k. Self-Employed: This is for self-employed individuals with a monthly income of more than 15k.

What platform does Pocketly support?

Pocketly is available on Google Play Store and Apple App Store supporting all android devices and iOS devices.

What are the documents required to apply for a loan in the Pocketly application?

You have to upload your Aadhaar card along with your Pan card. Please note submitting the above is compulsory. Being a salaried individual you will be asked to share your bank statement along with your employee ID card.

How long does it take for me to avail loan from the Pocketly application? Being salaried or non-salaried.

Being salaried the loan amount may be disbursed in your specific bank account in 1 Day provided all documents and details are correct.Being non-salaried the loan amount may be disbursed in your specific bank account in 1 Hour provided all the documents and details are correct.

Is there any pre-condition for me to apply for the loan in the Pocketly application?

Yes, the Pan and Aadhaar card should be of the individual who is applying for a loan.

Do I need to complete my KYC every time I apply for a loan in the Pocketly application?

No, it is not necessary to upload your document every time you apply for a loan. It is a one-time process which you have to complete at the very beginning of your journey.

Is it necessary to have my mobile number linked to the Adhaar Card?

No,We have multiple options for Aadhar authentication, we can verify your KYC even if your mobile number is not linked with your Aadhar.

Can I get my amount transferred to someone else’s bank account?

No, you will have to add your bank account or your UPI ID only.

Is it possible to get the loan in a joint bank account?

Yes, it is possible to get the loan amount transferred to a bank account jointly held by you. However, you should be the primary account holder of that joint bank account.

Where is the loan amount disbursed?

The loan amount is disbursed directly to the bank account details which have been provided by you.

I am not able to login into the application once the registration is done.

Allowing access to the requisite permissions is necessary for successfully availing a loan. If you havent do so, enable the permissions asked by the Pocketly application in the “Settings” section and if the problem still continues then you can drop us a mail at care@support.pocketly.in and we shall resolve it for you.

I am facing technical issues while completing my profile.

Make a video of it or screenshot it and share it along with your registered mobile number and device model being used by you on care@support.pocketly.in and we shall reach you with a solution at the earliest.

How can I request a call from a Pocketly agent?

To request a call from us, you will have to mail us at care@support.pocketly.in or you can use our WhatsApp support to connect quickly.

Instant Personal Loans Approved within minutes

Money disbursed in minutes — 100% digital, zero collateral, flexible tenures. No CIBIL score required.

Get Instant Funds

More than 92% of
users loves Pocketly

Fast disbursal

Loans upto ₹50,000

Flexible repayment

100% Safe & Secure

0M+

Trusted to use by millions users

More than 92% of
users loves Pocketly

0M+

Trusted to use by millions users

Financial Freedom

Money for every

Moment that matters

Short on cash? Pocketly is India’s instant personal loan app built for Young India — students, first jobbers, freelancers, and salaried professionals who need fast, small loans without the CIBIL score hurdles. Borrow funds within minutes, from anywhere in India, 100% online.

Minimum KYC

We just need basic KYC to know you better—quick, simple, and hassle-free

100% digital journey

We provide Zero Paperwork & Bank Queues Hassle to make it easy & faster

Flexible EMIs

We provide Low Interest rate & Instant disbursals of your loan amount

Loans up to ₹50,000

Get approval on your loan request in maximum of 7 mins.

Rewards

Elevate Every Action

with Instant Rewards

Unlock your rewards & enjoy upto ₹10,000* cash back on every referral.

Download Now

User Satisfaction

Most Used Financial App

by Millions of Happy Users

4.5

More than 92% of
users loves Pocketly

1.25Cr+

Loans Disbursed

3500Cr+

Amount Disbursed

10M+

Trusted to use by
millions of users

Trusted by millions, this app offers seamless financial management and personalised
insights for user satisfaction.

Testimonials

Our Users

Talk About Us

Kousik Kar

Fast & Trustworthy Service

"I downloaded Pocketly after seeing recommendations online; the eligibility check was fast, same-day disbursal was a big relief, and everything was explained in simple language..."

Disha Chanda

Simple & Hassle-Free

"The app feels clean and uncluttered, the loan application had no unnecessary steps, and disbursal plus repayment tracking were both quick and clear..."

Gaurav Singh

Helpful in Emergencies

"I needed money before my salary date and Pocketly's simple interface, smooth signup, and clearly explained repayment dates helped me manage expenses without stress..."

Riya Majhi

Clear & Reliable

"Pocketly helped me handle an unexpected expense with a smooth, lag-free app, clear repayment details, and a limit that grew as I repaid on time..."

Nitin Mankar

Super Fast Process

"I received a loan from Pocketly in just two minutes, with an easy process, responsive support, and a credit limit that increased quickly as I repaid..."

Sushant Kumar

Guided & Confidence-Boosting

"Pocketly has been a great experience; I was initially skeptical about loan apps, but the step-by-step guidance made everything easy and boosted my confidence..."

Blogs

Read Our

Latest Articles

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FAQ

Frequently Asked

Questions

Any Indian individual above the age of 18, Who is salaried or has a monthly source of income can apply for a loan through the Pocketly application.

No, a CIBIL score is not required. Pocketly uses alternative data points to assess your creditworthiness, making it accessible even for first-time borrowers or those with no credit history.

Once your application is approved, the loan amount is disbursed directly to your bank account within minutes. The entire process — from application to disbursal — is 100% digital and takes as little as 7 minutes.

Pocketly offers instant personal loans designed for young professionals, students, and salaried individuals across India. You can borrow up to ₹50,000 with quick approval, flexible repayment options, and a 100% digital process — no collateral required.

View all FAQ's

Safety

Security, simplified

We are an ISO 27001: 2023 certified company

Your loan. Your terms.

Pick your loan amount and repayment period upfront.
See the exact EMI before you apply.
Get funds directly in your bank account.

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Trusted by 10M+ individuals

Loan Offerings details, fees and disclosures

Loan amount: ₹1,000 – ₹50,000
Repayment period: Minimum 61 days to maximum 9 months
Interest rate: 2% – 3% per month
Processing fee: 0% – 9.4% of loan amount, inclusive of 18% GST
Foreclosure charges: 2.5% of principal outstanding
Maximum APR: 99.73% per annum; (inclusive of interest, processing fee and GST)

Representative Loan Example

Loan amount: ₹5,000
Tenure: 3 months (90 days)
Interest rate: 36% per annum
Processing fee (7.20%): ₹360.17
GST on processing fee (18%): ₹64.83
Amount disbursed to borrower: ₹4,575.00
Interest payable: ₹302.96
EMI: ₹1,767.65 × 3 months
Total amount repayable: ₹5,302.96
Total cost of credit (interest + all fees): ₹727.96
APR for this example: 93.15% per annum

Instant Personal Loans Approved within minutes

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Money for every

Moment that matters

Minimum KYC

100% digital journey

Flexible EMIs

Loans up to ₹50,000

From SignUp

to Loans in minutes

Sign Up

Complete KYC

Get Instant Loan

Sign Up

Complete KYC

Get Instant Loan

Elevate Every Action

with Instant Rewards

Most Used Financial App

by Millions of Happy Users

Our Users

Talk About Us

Kousik Kar

Fast & Trustworthy Service

Disha Chanda

Simple & Hassle-Free

Gaurav Singh

Helpful in Emergencies

Riya Majhi

Clear & Reliable

Nitin Mankar

Super Fast Process

Sushant Kumar

Guided & Confidence-Boosting

Read Our

Latest Articles

Frequently Asked

Questions

Security, simplified

Your loan. Your terms.

Loan Offerings details, fees and disclosures

Representative Loan Example

Stay Safe & Secure. Report Fraud Quickly.

Stay Safe & Secure. Report
Fraud Quickly.