Shillong isn’t just a scenic getaway—it’s a city that has natural beauty with a lively, creative spirit. From the cascading waters of Elephant Falls to the energy of Police Bazar, every corner has its own charm. And if you're a music lover, you'll feel right at home in India’s “Rock Capital,” where live performances bring the city to life.

But managing life’s financial demands here isn’t always easy. You might be a student tackling tuition fees, a professional dealing with unexpected expenses, or someone looking to fund a meaningful life event. Whatever your situation, we’re here to provide the extra support you need.

Find Your Financial Solution with Personal Loans in Shillong

• Young Professionals: Starting a career can be financially challenging. A personal loan helps cover work-related travel and daily expenses.
• Students and Parents: Manage expenses like tuition fees, books, and hostel costs with ease.
• Freelancers and Small Business Owners: Maintain cash flow and invest in your business with a personal loan.
• Families Managing Household Expenses: Smooth out the financial bumps of running a household.
• Medical Emergencies: Access funds quickly for unexpected healthcare costs.
• Special Life Events: Fund your wedding or vacation without financial worry.
• Relocating to Shillong: Cover the costs of moving and setting up a new home with ease.
• Managing Insurance or EMIs: Personal loans can help manage ongoing financial commitments like insurance or EMIs.

Crunch the Numbers—See Your Loan Terms in Just a Few Clicks!

Wondering how much your loan will cost? Let’s make it simple! Use our easy-to-use loan calculator to see exactly how much you can borrow, what your EMI will look like, and how much you’ll repay in total.

• Slide and Calculate: Adjust the loan amount and repayment tenure using the sliders to find a plan that fits your budget.
• Instant Breakdown: You’ll see your EMI, interest rate, and total repayment amount right away—no surprises here!

Ready to Apply? Once you’ve got the numbers, click the "Apply Now" button to move forward with your loan—easy as that!

Don’t guess your loan terms—get all the details right here in minutes, and make sure it’s the right choice for you.

Discover the Benefits of Personal Loans with Pocketly

• Apply Anytime, Anywhere: Use your smartphone to apply from anywhere, without standing in queues or handling paperwork.
• Worried About Your Credit Score? No Problem: We consider more than just credit scores to ensure fair access to funds.
• Fast Approvals and Instant Money Transfers: Quick processing times mean you get your funds without delays.
• Repayment That Fits Your Budget: Choose a repayment plan that matches your financial situation.
• Build Your Credit, Step by Step: Improve your credit score through timely repayments.
• No Hidden Fees—Everything’s Clear: We provide all cost details upfront, so there are no surprises.
• Always Ready, Whenever You Are: Apply for a loan any time of the day, any day of the week.
• Safe and Secure: Your personal information is protected with the latest encryption technology.
• Borrow Without Collateral: No need to risk your valuables; our loans are unsecured.
• We’re Here to Help: Our customer support is always available to assist with any queries or concerns.

How Pocketly Simplifies Finances for Shillong’s Residents

With a simple and hassle-free process, you can apply and receive funds directly on your phone—anytime, anywhere in Shillong.

Who Can Apply?

• Age: 18 to 40 years old
• Income: Steady income source, whether you’re salaried, freelancing, or running a business
• Residency: Must be an Indian citizen currently residing in Shillong

Documents You’ll Need

• ID Proof: Aadhaar card, Passport, or Voter ID
• Address Proof: Utility bill, rental agreement, or other valid documents
• Income Proof: Salary slips, recent bank statements, or tax returns

Achieve Your Financial Goals in Just 5 Steps

Curious to get the funds fast? Pocketly has got you covered. See how easy it is to get a loan in just five simple steps:

1. Download the App from the Play Store or App Store and sign up with your phone number.
2. Submit your ID and address proof directly through the app.
3. Pick the loan amount you need, from ₹1,000 to ₹25,000.
4. Receive instant approval and get the funds transferred straight to your bank account.

FAQs

Who can apply for a Pocketly loan in Shillong?

Anyone aged 18+ with a valid income source, including students, salaried, and self-employed individuals, can apply easily.

What loan amounts can I apply for?

You can borrow ₹1000 to ₹25,000, depending on your eligibility and needs. It’s perfect for covering small and urgent expenses.

How fast can I get the loan?

Approval takes just a few minutes, and funds are transferred to your bank account shortly after. Pocketly makes sure you get a quick and seamless process.

What documents are needed?

Only basic KYC documents—PAN card, Aadhaar card, and bank statement—all uploaded online. You don’t need to deal with any physical paperwork.

Do I need a credit score?

No credit score is required. Pocketly welcomes first-time borrowers, too. It’s designed for everyone, including those new to credit.

What are the repayment options?

Flexible EMIs allow you to choose a repayment plan that fits your budget. You’ll have complete control over how you repay.

Is my data secure?

Yes, Pocketly uses advanced encryption to keep your personal and financial data safe. Your privacy is our priority.

Can I repay the loan early?

Yes, early repayment is allowed with no penalties, helping you save on interest. It’s a smart way to reduce costs and build credit.