Google Play

App Store

Known as the gateway to Northeast India, Guwahati is a city that’s always bustling with life and opportunities. From its iconic Brahmaputra River to its vibrant markets, Guwahati has something for everyone. And when life in this dynamic city throws financial challenges your way, Pocketly is here to make things easier.

With Pocketly, you can access instant personal loans up to ₹25,000, all through a 100% online process. No paperwork, no waiting—just quick approval and funds directly in your account. Whether you’re a student, a professional, or self-employed, Pocketly ensures borrowing is fast, flexible, and hassle-free.

Who Needs a Personal Loan in Guwahati?

Guwahati, the gateway to Northeast India, is a city with life, opportunities, and dreams. But in the midst of all this energy, unexpected expenses or financial needs can arise. A personal loan can be the perfect solution for many, including:

Students Pursuing Higher Education:

Guwahati’s educational hubs, like Cotton University and IIT Guwahati, attract students from across the region. A personal loan can ease the financial strain by covering tuition fees, hostel charges, or study materials, helping students focus on their future.

Young Professionals:

With Guwahati growing as a commercial and IT hub, professionals often face end-of-the-month crunches. Whether it’s paying bills, managing unexpected costs, or upgrading your skills, a personal loan ensures you stay ahead without waiting for your next paycheck.

Small Business Owners:

Guwahati’s thriving markets, like Fancy Bazaar and Pan Bazaar, are full of entrepreneurial spirit. Whether you’re stocking up on inventory, funding new projects, or bridging cash flow gaps, a personal loan can help you keep your business booming.

Families Facing Emergencies:

Be it an unplanned medical expense or a family event like a wedding or puja, Guwahatians know the value of celebrating life’s milestones. A personal loan helps you handle these moments with ease and dignity.

Aspiring Homeowners:

From renovating a cozy Assamese-style home to furnishing a new flat in areas like Beltola or Zoo Road, a personal loan helps you turn your house into the perfect home without financial stress.

Travel Enthusiasts:

Whether you’re planning a serene trip to Meghalaya or a family vacation abroad, Guwahatians with a love for travel can rely on personal loans to fund their adventures without dipping into savings.

In a city like Guwahati, where opportunities are endless but surprises are frequent, a personal loan is your trusted partner to tackle life’s financial needs effortlessly!

Crunch the Numbers—See Your Loan Terms in Just a Few Clicks!

Wondering how much your loan will cost? Let’s make it simple! Use our easy-to-use loan calculator to see exactly how much you can borrow, what your EMI will look like, and how much you’ll repay in total.

  • Slide and Calculate: Adjust the loan amount and repayment tenure using the sliders to find a plan that fits your budget.
  • Instant Breakdown: You’ll see your EMI, interest rate, and total repayment amount right away—no surprises here!

Calculate Your Loan

Loan Amount ₹50,000
Interest Rate 9.5%
Loan Tenure 5 Years
Monthly EMI ₹1,035
Total Interest ₹12,100
Total Amount ₹62,100

Ready to Apply? Once you’ve got the numbers, click the "Apply Now" button to move forward with your loan—easy as that!

Don’t guess your loan terms—get all the details right here in minutes, and make sure it’s the right choice for you.

Get Approved in No Time: Pocketly’s Simple Eligibility Guide!

Pocketly keeps it simple—meet a few basic criteria, provide minimal documents, and get your loan approved in minutes. Borrowing made easy!

Eligibility Criteria:

Check if you meet our easy eligibility criteria and get ready to take the first step toward financial flexibility.

Age

You must be aged 18 to 40 years—the perfect range to help young professionals, budding entrepreneurs, and freelancers meet their financial goals.

Income

A steady income source is key! Whether you’re employed, running a business, or freelancing, we’ve got you covered. Your financial stability ensures a smooth loan approval process.

Residency

Be an Indian citizen currently residing in the country. We’re here to support you wherever you are in India.

Required Documents for a Pocketly Loan

To ensure a seamless loan application, make sure to have these documents ready:

ID Proof

A valid government-issued ID such as your Aadhar card, Passport, or Voter ID. This helps us verify your identity and process your loan swiftly.

Address Proof

Provide a document that confirms your current address, such as a recent utility bill, rental agreement, or any similar official paperwork.

Income Proof

Share details about your earnings with salary slips, recent bank statements, or your latest tax returns. This helps us assess your repayment capacity and speed up approval.

Your Clear Path to Affordable Loans with Pocketly’s Honest Rates!

At Pocketly, we believe in complete transparency when it comes to borrowing. Our rates and fees are simple to understand, with no hidden surprises. Whether you're taking out a small loan or a larger amount, you’ll know exactly what to expect upfront so that you can manage your finances with ease and confidence.

  • Interest Rates: Starting from 2% per month, rates are tailored based on your credit score and loan tenure, ensuring affordability and fairness.
  • Loan Processing Fees: A one-time fee of 1% to 8%, deducted after approval, ensures quick processing and no hidden surprises.
  • Overdue Charges: Missed an EMI? A nominal fee applies to keep your repayment on track while protecting your credit score.
  • Bounced NACH Fee: A small penalty for bounced payments; avoid this by ensuring sufficient balance on payment dates.
  • Loan Amount Example: For a loan of ₹10,000, know exactly what you’ll pay upfront with no hidden costs. Transparency is key!

These documents ensure a smooth and quick approval process, getting you one step closer to your instant loan with Pocketly!

Pocketly’s Features and Benefits: Quick, Simple Loans Made for Guwahati Residents!

Running low on cash? Pocketly’s got you covered—borrow up to ₹25,000 instantly with interest rates as low as 2%! No stress, just quick and easy loans!

  • Fully Digital Process: Apply for your loan entirely online from start to finish. No in-person visits, no waiting around.
  • No Credit Score Needed: Whether your credit history is still building or you’ve faced challenges, you can still get a loan with Pocketly. We don’t rely on credit scores.
  • Instant Disbursement: Get your loan in your bank account within minutes of approval.
  • Flexible Repayment: Choose a repayment plan that might work for your budget and has easy EMIs.
  • Build Your Credit: Successfully repaying your loan can help you build or improve your credit for future financial opportunities.
  • Total Transparency: No hidden charges, no surprises—what you see is what you get. We keep everything crystal clear for you!

Speedy Loans, Simplified: Pocketly’s Easy Steps to Success

Getting a loan with Pocketly is so simple that you'll wonder why you didn’t do it sooner! Here’s how you can get cash in your hands in no time:

  • Download and Sign Up: First, grab the Pocketly app from the App Store or Play Store, and then try to create your account using your mobile number.
  • Upload Your Documents: Simply upload the necessary KYC documents—easy peasy!
  • Choose Your Loan Amount: Whether you need ₹1,000 or ₹10,000, select the amount that fits your needs.
  • Instant Approval: Once you’ve submitted your application, get ready for some good news! Pocketly works its magic to approve your loan in minutes.
  • Funds Disbursed Quickly: As soon as your loan is approved, the money lands straight into your bank account. No delays, no hassles!

FAQs

How much can I borrow from Pocketly?
You can borrow anywhere from ₹1000 to ₹25,000, depending on your eligibility and needs. Whether it's a small expense or a larger emergency, we’ve got you covered!
How quickly will my loan be approved?
The approval process is instant! After completing your application and submitting the required details, you’ll receive approval within minutes.
What documents do I need to apply for a loan?
Pocketly requires minimal documentation. You’ll need to provide basic KYC information like your PAN card, Aadhaar card, and bank statement, all of which can be uploaded digitally.
Can I get a loan if I don’t have a credit score?
Yes! Pocketly doesn’t rely on credit scores for approval, so even if you’re new to credit or have had a few bumps along the way, you can still get a loan.
How do I repay the loan?
We offer flexible and reliable repayment options that might suit your budget. You can choose an EMI plan that works best for you, and repayments can be made through the Pocketly app or via bank transfer.
Are there any hidden fees?
No, Pocketly is transparent about all costs. You’ll know exactly what you’re paying before you accept the loan, with no hidden charges or surprise fees.
Can I repay my loan early?
Absolutely! There are no prepayment penalties, so you can pay off your loan early and save on interest.